As a technology startup business, there are several types of insurance coverage you may need to protect your business. Here are some of the coverages you should consider:

1. General Liability Insurance: This coverage protects your business from claims of bodily injury, property damage, and advertising injury. For example, if a client or visitor is injured on your business premises, this coverage can help cover their medical expenses and protect you from a lawsuit.

2. Professional Liability Insurance: This coverage protects your business from claims of professional negligence or errors and omissions. For example, if a client alleges that your business made a mistake or provided inadequate services, this coverage can help cover legal fees and damages.

3. Property Insurance: This coverage protects your business property, including your building, equipment, and inventory, from damage or loss due to covered events such as fires, theft, or natural disasters.

4. Cyber Liability Insurance: This coverage protects your business from the financial losses associated with a cyber attack or data breach, including notification costs, credit monitoring, and legal fees.

5. Directors and Officers Liability Insurance: This coverage protects your business’s directors and officers from claims of wrongful acts or negligence. It can also protect the business from legal fees associated with defending against such claims.

6. Business Interruption Insurance: This coverage provides financial protection in the event that your business operations are interrupted due to a covered event, such as a fire or natural disaster. It can help cover lost income and expenses associated with the interruption.

In Texas, the coverages listed above are all available from various insurance providers. The specific types and amounts of coverage you need will depend on your business’s unique needs and risks. It’s important to work with an experienced insurance agent who can help you assess your risks and identify the appropriate coverage options for your technology startup business.