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Why Landscaping and Lawn Businesses Choose Voyage


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Voyage Insurance has been supporting the courageous since 2018.

Landscape Business Insurance F.A.Q.

What types of coverage are included in landscaping and lawn insurance?

Landscaping and lawn insurance can include a variety of coverage options, such as general liability insurance, property insurance, equipment insurance, workers' compensation insurance, and commercial auto insurance. The specific types of coverage you need will depend on the size and nature of your business.

Are there any specific insurance requirements for landscaping and lawn businesses in my state?

Landscaping and lawn businesses in Texas are required to carry workers' compensation insurance if they have one or more employees. Texas law also requires that businesses carry liability insurance, including bodily injury and property damage coverage, in order to operate legally.

The minimum amount of liability insurance coverage required in Texas may vary depending on the type of business and the services provided. For example, landscaping businesses that use pesticides may be required to carry additional liability insurance.

It's important to consult with an experienced insurance agent in Texas to ensure that your landscaping and lawn business has the appropriate insurance coverage to meet state requirements and protect your business.

Do landscaping and lawn care businesses need commercial auto insurance?

Yes, landscaping and lawn care businesses that use vehicles for work purposes need commercial auto insurance to cover accidents and damages related to their business vehicles.

What is the cost of landscaping and lawn insurance?

The cost of landscaping and lawn insurance can vary depending on several factors, such as the size of your business, the types of services you offer, the number of employees you have, and the level of coverage you need. An experienced insurance agent can help you determine the cost of coverage for your specific business.

Landscaping Business Insurance Information

Lawn care businesses typically need a combination of insurance coverages to protect their business and assets from potential risks and liability. Here are some of the coverages that are commonly recommended for lawn care businesses:

1. General Liability Insurance: This insurance coverage protects against third-party bodily injury and property damage claims. For lawn care businesses, this coverage is important in case a client or someone else is injured on your property or as a result of your services.

2. Commercial Auto Insurance: This coverage is necessary if your business owns and operates vehicles. Commercial auto insurance covers physical damage and liability for accidents involving your business vehicles.

3. Workers’ Compensation Insurance: If you have employees, workers’ compensation insurance provides benefits to employees who are injured or become ill as a result of their work. This coverage is required by law in Texas if you have employees.

4. Property Insurance: This insurance coverage protects your business property, such as equipment, tools, and office space, from damage or loss due to events like fire, theft, and weather-related incidents.

5. Professional Liability Insurance: Also known as errors and omissions insurance, this coverage protects against claims of negligence or mistakes in providing professional services. For lawn care businesses, this coverage can be important in case you damage a client’s property or fail to provide the services you were contracted to perform.

6. Umbrella Insurance: This coverage provides additional liability protection beyond the limits of your other policies. If you are sued for a large amount of money, an umbrella policy can help cover the costs of the lawsuit and protect your business assets.

In Texas, insurance providers offer a variety of coverage options for lawn care businesses. The specific coverage you need and the cost of that coverage will depend on the size of your business, the services you provide, and the risks associated with your business activities. It’s important to work with an experienced insurance agent who can help you assess your risks and identify appropriate coverage options.

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Customer Reviews

Mojo BlockMojo Block
18:36 23 May 23
Voyage Insurance Group is very new to me and my family in search of equitable and affordable insurance. The cost of insurance in this current rise of inflation and greed is difficult to figure out. Voyage has shown to me real results…They are simply refreshing and sincere in their approach to the buyer’s needs. However you have morphed seeking a positive desire for change that is affordable in you quest of the right insurance, home or car., Voyage is worth the call… Trinity or Rachel are great at their job to seek out more affordable and equitable insurance… Thank you Trinity and Rachel…
Sal Da DoorSal Da Door
17:16 15 Feb 23
Micah is always friendly and reliable. His word truly is his bond and I’d prefer no one else to handle any of my insurance needs.
DeQuincy LydiaDeQuincy Lydia
04:17 15 Feb 23
Always great working with Michael. He is very professional, knowledgeable and also quick to respond to any questions I may have. He was really able to help me last minute and I'm very grateful!
julie pachecojulie pacheco
03:12 03 Feb 23
Micah Clements was very prompt and professional in assisting me with my needs for home and auto insurance. Micah provided me with multiple options that best fit within my financial budget. I really didn’t think he was going to be able to beat what I was paying with my prior insurance company, but he did, by half! I’m happy I was referred to this group.
23:41 02 Feb 23
the best quote and profesional Customer Service, you can trust in Voyage Insurance Group.
I had a great experience getting assistance from Brandi Grauel, she is so professional and attentive, she was able to show me several car insurances options and helped me to find out what was the best option for me. Anyone who is shopping around but not sure yet.. give her a call
Regina PopeRegina Pope
21:17 02 Apr 22
David Miller out of Pearland helped us save so much money on our personal auto and our commercial auto premiums. We received such a good deal that we paid it all upfront! David was quick and efficient and we are glad to do business with him!
Bridgette GarciaBridgette Garcia
19:21 02 Apr 22
I had an exceptional experience with Voyage Group Insurance. David Miller was amazing! He provided great customer service and saved me $250. Thanks David!
Nate HeckmanNate Heckman
17:45 29 Mar 22
I've had a great experience with Voyage Insurance Group. Sergio Guerrero was the first person I spoke with about my quote and he was extremely helpful and pleasant to speak with. He was very professional and clear with his explanations to my questions. I appreciated that a lot. As a new customer I am indeed satisfied with my experience. Thank you!!!