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Why Home Builders Businesses Choose Voyage


Policies customized just for your company's specific needs.


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Voyage Insurance has been supporting the courageous since 2018.

Home Builders Insurance F.A.Q.

What is Home Builder and Contractors Business Insurance?

Home Builder and Contractors Business Insurance is a type of insurance policy designed to protect contractors and builders from financial losses that may arise from accidents, injuries, or property damage during the course of their work. It typically includes coverage for liability, property damage, and worker's compensation.

Is Home Builder and Contractors Business Insurance required by law?

The specific insurance requirements for contractors and builders vary depending on the state and local regulations where they operate. In some cases, certain types of insurance may be required by law, such as worker's compensation insurance. It's important to check the specific insurance requirements in your area to ensure compliance.

What does liability insurance cover?

Liability insurance covers legal costs and damages that arise from claims made against a contractor or builder for injury, property damage, or other losses caused by their work. This type of insurance helps protect contractors and builders from financial losses that may result from these claims.

What does worker's compensation insurance cover?

Worker's compensation insurance provides coverage for medical expenses and lost wages for employees who are injured on the job. This type of insurance helps protect contractors and builders from financial losses that may result from workplace accidents.

Home Builders Insurance Information

As a home builder or contractor, you may face a range of risks while working on construction sites or interacting with clients. To protect your business, you should consider obtaining a comprehensive Home Builder and Contractor Business Insurance policy that includes the following coverages:

   1.General Liability Insurance: This coverage can protect your business against claims for property damage, bodily injury, and advertising injury caused by your operations, products, or completed work.

   2.Property Insurance: This coverage can protect your business against losses resulting from damage to your business property, including buildings, equipment, and materials.

   3.Workers’ Compensation Insurance: This coverage is required in most states and provides benefits to employees who are injured on the job.

   4.Commercial Auto Insurance: If you use vehicles for your business operations, this coverage can protect you from losses related to accidents or damage to your vehicles.

   5.Professional Liability Insurance: This coverage, also known as Errors and Omissions Insurance, can protect your business from claims related to professional negligence, errors, or omissions that may result in financial losses for clients.

In Texas, the specific insurance requirements for home builders and contractors may vary based on the size and scope of their operations. However, many contractors and builders may need to obtain general liability insurance and workers’ compensation insurance to meet state regulations.

When shopping for Home Builder and Contractor Business Insurance in Texas, it’s important to work with a knowledgeable insurance agent who can help you understand your specific risks and coverage needs. An agent can also help you compare policies and select the insurance coverage that’s right for your business.

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Customer Reviews

Mojo BlockMojo Block
18:36 23 May 23
Voyage Insurance Group is very new to me and my family in search of equitable and affordable insurance. The cost of insurance in this current rise of inflation and greed is difficult to figure out. Voyage has shown to me real results…They are simply refreshing and sincere in their approach to the buyer’s needs. However you have morphed seeking a positive desire for change that is affordable in you quest of the right insurance, home or car., Voyage is worth the call… Trinity or Rachel are great at their job to seek out more affordable and equitable insurance… Thank you Trinity and Rachel…
Sal Da DoorSal Da Door
17:16 15 Feb 23
Micah is always friendly and reliable. His word truly is his bond and I’d prefer no one else to handle any of my insurance needs.
DeQuincy LydiaDeQuincy Lydia
04:17 15 Feb 23
Always great working with Michael. He is very professional, knowledgeable and also quick to respond to any questions I may have. He was really able to help me last minute and I'm very grateful!
julie pachecojulie pacheco
03:12 03 Feb 23
Micah Clements was very prompt and professional in assisting me with my needs for home and auto insurance. Micah provided me with multiple options that best fit within my financial budget. I really didn’t think he was going to be able to beat what I was paying with my prior insurance company, but he did, by half! I’m happy I was referred to this group.
23:41 02 Feb 23
the best quote and profesional Customer Service, you can trust in Voyage Insurance Group.
I had a great experience getting assistance from Brandi Grauel, she is so professional and attentive, she was able to show me several car insurances options and helped me to find out what was the best option for me. Anyone who is shopping around but not sure yet.. give her a call
Regina PopeRegina Pope
21:17 02 Apr 22
David Miller out of Pearland helped us save so much money on our personal auto and our commercial auto premiums. We received such a good deal that we paid it all upfront! David was quick and efficient and we are glad to do business with him!
Bridgette GarciaBridgette Garcia
19:21 02 Apr 22
I had an exceptional experience with Voyage Group Insurance. David Miller was amazing! He provided great customer service and saved me $250. Thanks David!
Nate HeckmanNate Heckman
17:45 29 Mar 22
I've had a great experience with Voyage Insurance Group. Sergio Guerrero was the first person I spoke with about my quote and he was extremely helpful and pleasant to speak with. He was very professional and clear with his explanations to my questions. I appreciated that a lot. As a new customer I am indeed satisfied with my experience. Thank you!!!