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Insurance Tailored For Your Government Agencies Business

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Why Government Agencies Businesses Choose Voyage

Tailored

Policies customized just for your company's specific needs.

Simple

Fast Quotes made simple for almost most insurance types. We offer instant coverage and quick claims.

Established

Voyage Insurance has been supporting the courageous since 2018.

Government Agencies Insurance F.A.Q.

What types of insurance coverage do government agencies need?

Government agencies need a variety of insurance coverage including general liability, property, workers' compensation, cyber liability, and professional liability.

Why do government agencies need insurance?

Government agencies need insurance to protect against potential losses and liabilities that may arise from their operations. Insurance coverage can provide financial protection and help mitigate risks that may impact the agency's ability to fulfill its mission.

What is general liability insurance for government agencies?

General liability insurance for government agencies provides coverage for claims of bodily injury or property damage that may occur as a result of the agency's operations. This insurance can cover medical expenses, legal fees, and damages resulting from a covered incident.

What is cyber liability insurance for government agencies?

Cyber liability insurance for government agencies provides coverage for data breaches, cyberattacks, and other related losses. This coverage can help pay for expenses such as notification costs, legal fees, and credit monitoring services.

Government Agencies Insurance Information

Government agencies are responsible for providing a variety of services and programs to the public. Due to the nature of their work, these agencies face unique risks that require specific types of insurance coverage. Here are some of the coverages that government agencies should consider:

1. General Liability Insurance: This insurance coverage provides protection against claims of bodily injury or property damage caused by the actions of your agency. It covers legal fees, medical expenses, and damages that arise from third-party claims. For example, if a person slips and falls in your agency’s building, general liability insurance can cover their medical expenses and any legal fees associated with a lawsuit.

2. Professional Liability Insurance: Also known as errors and omissions insurance, this coverage provides protection against claims of professional negligence or errors that result in financial losses for third parties. For example, if a government agency provides inaccurate information that results in financial losses for a business owner, professional liability insurance can help cover the costs of a lawsuit.

3. Workers’ Compensation Insurance: This insurance coverage is required by law in most states and provides protection for employees who are injured or become ill due to their work. It covers medical expenses and lost wages for employees who suffer work-related injuries or illnesses. For example, if an employee is injured while working for a government agency, workers’ compensation insurance can help cover their medical expenses and lost wages.

4. Property Insurance: This coverage protects the physical assets of a government agency, including buildings, vehicles, and equipment. It provides coverage for damages caused by covered perils such as fire, theft, or vandalism. For example, if a government building is damaged by a fire, property insurance can help cover the cost of repairs or replacement of damaged property.

5. Cyber Liability Insurance: This insurance coverage provides protection against cyber threats such as hacking, data breaches, and identity theft. It covers costs associated with notifying affected parties, restoring compromised data, and defending against legal claims. For example, if a government agency experiences a data breach that exposes sensitive information, cyber liability insurance can help cover the costs of notifying affected parties and defending against any legal claims.

6. Employment Practices Liability Insurance: This insurance coverage provides protection against claims of discrimination, harassment, wrongful termination, and other employment-related issues. It covers legal fees and damages associated with lawsuits brought by current or former employees. For example, if a government agency is sued for wrongful termination, employment practices liability insurance can help cover the costs of defending against the claim.

In Texas, these and other insurance coverages are available for government agencies through various insurance providers. It’s important to work with an experienced insurance agent who can help identify the specific risks faced by your agency and recommend appropriate coverage options.

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Customer Reviews

Mojo BlockMojo Block
18:36 23 May 23
Voyage Insurance Group is very new to me and my family in search of equitable and affordable insurance. The cost of insurance in this current rise of inflation and greed is difficult to figure out. Voyage has shown to me real results…They are simply refreshing and sincere in their approach to the buyer’s needs. However you have morphed seeking a positive desire for change that is affordable in you quest of the right insurance, home or car., Voyage is worth the call… Trinity or Rachel are great at their job to seek out more affordable and equitable insurance… Thank you Trinity and Rachel…
Sal Da DoorSal Da Door
17:16 15 Feb 23
Micah is always friendly and reliable. His word truly is his bond and I’d prefer no one else to handle any of my insurance needs.
DeQuincy LydiaDeQuincy Lydia
04:17 15 Feb 23
Always great working with Michael. He is very professional, knowledgeable and also quick to respond to any questions I may have. He was really able to help me last minute and I'm very grateful!
julie pachecojulie pacheco
03:12 03 Feb 23
Micah Clements was very prompt and professional in assisting me with my needs for home and auto insurance. Micah provided me with multiple options that best fit within my financial budget. I really didn’t think he was going to be able to beat what I was paying with my prior insurance company, but he did, by half! I’m happy I was referred to this group.
JonathanJonathan
23:41 02 Feb 23
the best quote and profesional Customer Service, you can trust in Voyage Insurance Group.
I had a great experience getting assistance from Brandi Grauel, she is so professional and attentive, she was able to show me several car insurances options and helped me to find out what was the best option for me. Anyone who is shopping around but not sure yet.. give her a call
Regina PopeRegina Pope
21:17 02 Apr 22
David Miller out of Pearland helped us save so much money on our personal auto and our commercial auto premiums. We received such a good deal that we paid it all upfront! David was quick and efficient and we are glad to do business with him!
Bridgette GarciaBridgette Garcia
19:21 02 Apr 22
I had an exceptional experience with Voyage Group Insurance. David Miller was amazing! He provided great customer service and saved me $250. Thanks David!
Nate HeckmanNate Heckman
17:45 29 Mar 22
I've had a great experience with Voyage Insurance Group. Sergio Guerrero was the first person I spoke with about my quote and he was extremely helpful and pleasant to speak with. He was very professional and clear with his explanations to my questions. I appreciated that a lot. As a new customer I am indeed satisfied with my experience. Thank you!!!
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