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Insurance Tailored For Your Electrical Contractor Business

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Why Electrical Businesses Choose Voyage

Tailored

Policies customized just for your company's specific needs.

Simple

Fast Quotes made simple for almost most insurance types. We offer instant coverage and quick claims.

Established

Voyage Insurance has been supporting the courageous since 2018.

Electrical Contractor Insurance F.A.Q.

What types of insurance coverage do electrical contractor businesses need?

Electrical contractor businesses typically need a combination of general liability insurance, commercial property insurance, workers' compensation insurance, and commercial auto insurance. Additional coverage options may include professional liability insurance, cyber liability insurance, and umbrella insurance.

What risks does electrical contractor business insurance cover?

Electrical contractor business insurance can provide coverage for a range of risks, including property damage, bodily injury, professional liability claims, product liability claims, and cyber liability. It can also provide coverage for employee injuries and illnesses, such as those caused by accidents or exposure to hazardous materials.

Why is electrical contractor business insurance important?

Electrical contractor business insurance is important because it can protect a business from financial loss due to liability claims, property damage, and other unexpected events. Without insurance coverage, a business may be held liable for damages or injuries, which can be costly and potentially bankrupt the business.Plumbing contractor business insurance is important because it can protect a business from financial loss due to liability claims, property damage, and other unexpected events. Without insurance coverage, a business may be held liable for damages or injuries, which can be costly and potentially bankrupt the business.

How can electrical contractor businesses find the right insurance coverage?

Electrical contractor businesses can find the right insurance coverage by working with an experienced insurance agent who specializes in commercial insurance. The agent can help assess the business's unique risks and recommend coverage options that best suit its needs and budget. It is also important to compare quotes from multiple insurance providers to ensure that the business is getting the best coverage at a competitive price.

Electrical Contractor Insurance Information

As an electrician business owner, there are several types of insurance coverage you should consider to protect your business from financial losses due to accidents, injuries, property damage, and liability claims.

   1.General Liability Insurance: This coverage protects your business from liability claims resulting from bodily injury, property damage, or personal injury caused by your business operations. It covers legal defense costs and settlements or judgments if you are found liable.

   2.Commercial Property Insurance: This coverage protects your business property, including equipment, tools, and inventory, from damage or loss due to theft, fire, vandalism, or natural disasters.

   3.Workers’ Compensation Insurance: This coverage is required by law in most states and provides medical expenses and lost wages to employees who are injured on the job. It also protects your business from employee lawsuits related to work-related injuries or illnesses.

   4.Commercial Auto Insurance: If you have vehicles used for business purposes, this coverage protects them from accidents, theft, and damage. It also covers liability claims arising from accidents involving your business vehicles.

   5.Professional Liability Insurance: Also known as Errors and Omissions (E&O) insurance, this coverage protects your business from liability claims arising from mistakes or negligence in providing electrical services or advice.

   6.Cyber Liability Insurance: This coverage protects your business from liability claims and losses due to data breaches, cyber-attacks, or other cyber risks.

Having the right insurance coverage can protect your business from financial losses and give you peace of mind. The coverage you need will depend on the size of your business, the types of services you offer, and the risks you face.

In Texas, there are several insurance providers that offer coverage for electrician businesses, including national carriers and local providers. You can work with an experienced insurance agent to assess your business’s needs and find the best coverage options at competitive rates. It is important to compare quotes from multiple providers and review policy terms and conditions carefully to ensure that you have the right coverage for your business.

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Customer Reviews

Mojo BlockMojo Block
18:36 23 May 23
Voyage Insurance Group is very new to me and my family in search of equitable and affordable insurance. The cost of insurance in this current rise of inflation and greed is difficult to figure out. Voyage has shown to me real results…They are simply refreshing and sincere in their approach to the buyer’s needs. However you have morphed seeking a positive desire for change that is affordable in you quest of the right insurance, home or car., Voyage is worth the call… Trinity or Rachel are great at their job to seek out more affordable and equitable insurance… Thank you Trinity and Rachel…
Sal Da DoorSal Da Door
17:16 15 Feb 23
Micah is always friendly and reliable. His word truly is his bond and I’d prefer no one else to handle any of my insurance needs.
DeQuincy LydiaDeQuincy Lydia
04:17 15 Feb 23
Always great working with Michael. He is very professional, knowledgeable and also quick to respond to any questions I may have. He was really able to help me last minute and I'm very grateful!
julie pachecojulie pacheco
03:12 03 Feb 23
Micah Clements was very prompt and professional in assisting me with my needs for home and auto insurance. Micah provided me with multiple options that best fit within my financial budget. I really didn’t think he was going to be able to beat what I was paying with my prior insurance company, but he did, by half! I’m happy I was referred to this group.
JonathanJonathan
23:41 02 Feb 23
the best quote and profesional Customer Service, you can trust in Voyage Insurance Group.
I had a great experience getting assistance from Brandi Grauel, she is so professional and attentive, she was able to show me several car insurances options and helped me to find out what was the best option for me. Anyone who is shopping around but not sure yet.. give her a call
Regina PopeRegina Pope
21:17 02 Apr 22
David Miller out of Pearland helped us save so much money on our personal auto and our commercial auto premiums. We received such a good deal that we paid it all upfront! David was quick and efficient and we are glad to do business with him!
Bridgette GarciaBridgette Garcia
19:21 02 Apr 22
I had an exceptional experience with Voyage Group Insurance. David Miller was amazing! He provided great customer service and saved me $250. Thanks David!
Nate HeckmanNate Heckman
17:45 29 Mar 22
I've had a great experience with Voyage Insurance Group. Sergio Guerrero was the first person I spoke with about my quote and he was extremely helpful and pleasant to speak with. He was very professional and clear with his explanations to my questions. I appreciated that a lot. As a new customer I am indeed satisfied with my experience. Thank you!!!
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