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Insurance Tailored For Your Cleaning and Janitorial Businesses
Why Cleaning and Janitorial Businesses Choose Voyage
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Policies customized just for your company's specific needs.
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Fast Quotes made simple for most insurance types. We offer instant coverage and quick claims.
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Voyage Insurance has been supporting the courageous since 2018.
Cleaning and Janitorial Businesses Insurance F.A.Q.
Why do cleaning and janitorial businesses need insurance?
Cleaning and janitorial businesses face a variety of risks, including damage to property, accidents, and injuries. Insurance can help protect businesses from the financial impact of these risks and cover costs associated with liability claims.
What types of coverage are typically included in cleaning and janitorial business insurance?
Cleaning and janitorial business insurance typically includes general liability insurance, commercial auto insurance, property insurance, and workers' compensation insurance.
What is general liability insurance and why is it important for cleaning and janitorial businesses?
General liability insurance covers third-party bodily injury and property damage claims. It can protect businesses from lawsuits and help cover legal fees and damages.
How much does cleaning and janitorial business insurance cost?
The cost of cleaning and janitorial business insurance varies depending on factors such as the type and amount of coverage needed, the size of the business, and the risks associated with the business's activities. Generally, the cost of coverage can range from a few hundred to several thousand dollars per year. It's important for businesses to work with an experienced insurance agent who can help them assess their risks and identify appropriate coverage options.
Cleaning and Janitorial Insurance Information
Janitorial services businesses typically need a combination of insurance coverages to protect their business and assets from potential risks and liability. Here are some of the coverages that are commonly recommended for janitorial services businesses:
1. General Liability Insurance: This insurance coverage protects against third-party bodily injury and property damage claims. For janitorial services businesses, this coverage is important in case a client or someone else is injured on your property or as a result of your services.
2. Commercial Auto Insurance: This coverage is necessary if your business owns and operates vehicles. Commercial auto insurance covers physical damage and liability for accidents involving your business vehicles.
3. Workers’ Compensation Insurance: If you have employees, workers’ compensation insurance provides benefits to employees who are injured or become ill as a result of their work. This coverage is required by law in Texas if you have employees.
4. Property Insurance: This insurance coverage protects your business property, such as equipment, tools, and office space, from damage or loss due to events like fire, theft, and weather-related incidents.
5. Professional Liability Insurance: Also known as errors and omissions insurance, this coverage protects against claims of negligence or mistakes in providing professional services. For janitorial services businesses, this coverage can be important in case you damage a client’s property or fail to provide the services you were contracted to perform.
6. Surety Bonds: A surety bond is a type of insurance that guarantees the performance of a specific job or contract. In the janitorial services industry, surety bonds can be used to assure clients that you will perform the work as agreed upon.
In Texas, insurance providers offer a variety of coverage options for janitorial services businesses. The specific coverage you need and the cost of that coverage will depend on the size of your business, the services you provide, and the risks associated with your business activities. It’s important to work with an experienced insurance agent who can help you assess your risks and identify appropriate coverage options.
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Customer Reviews
Voyage Insurance Group is very new to me and my family in search of equitable and affordable insurance. The cost of insurance in this current rise of inflation and greed is difficult to figure out. Voyage has shown to me real results…They are simply refreshing and sincere in their approach to the buyer’s needs. However you have morphed seeking a positive desire for change that is affordable in you quest of the right insurance, home or car., Voyage is worth the call… Trinity or Rachel are great at their job to seek out more affordable and equitable insurance… Thank you Trinity and Rachel…
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