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This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.
If your company owns or leases vehicles, this policy protects the vehicles and drivers from any damage incurred during the course of business. Our commercial auto insurance policies are offered through a Berkshire Hathaway subsidiary.
Also known as commercial liability insurance, a general liability policy is important, because general contractors and landlords often require a policy before they hire you. The policy covers damages and legal costs associated with injury claims to customers and other people you don’t employ, damage to other people’s property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement.
Commonly referred to as a business owner’s policy (BOP), it combines general liability insurance with coverage for your company’s property. You’ll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running, such as the use of a temporary location.
Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability (E&O) insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.
Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.
This coverage can be purchased as an add-on to a general liability, professional liability (E&O), or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
Commercial property coverage protects your physical assets, including buildings, equipment, furniture, and fixtures. You can select coverage limits based on the value of your property and the level of risk you are comfortable with.
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No generic solutions here. Our independent agents tailor insurance plans to suit your unique requirements. Experience the difference of personalized attention from industry experts.
We understand the importance of your time. Expect a call or email within 15 minutes of submitting your information. Our dedicated agents are ready to guide you through the insurance process seamlessly.
Rey Scott2024-11-23Jalen is pleasant, friendly and helpful. He was able to find home insurance for me at a more reasonable rate than I was currently paying.runnamuck502024-10-30Great service and knowledgeable. Quick response time to messages and very helpful!vanessa contreras (The Contreras Crew)2024-10-29Cody Cutright was great! I was in a hurry to get insured w a great deal and he found it same day!!! He has great customer service! I 100% recommend him! Thanks Cody!G4ranch Guerra2024-10-22Saved us $$!!! So nice so helpful I wish we would have switched years ago !!! He is so responsive and so helpful 10 out of 10 recommendDarrell Jimerson2024-10-22Cody Cutright is awesome! He is very good at communicating and answering any questions I had. He helped me save money on my auto insurance and my homeowner's insurance as well! Definitely recommend getting in contact with him if you want to save money!