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Auto/Car Insurance

What You Need to Know

Auto insurance is a type of financial protection that covers the costs of damages and injuries caused by or involving your vehicle. It can also cover other expenses, such as theft, vandalism, legal fees, and rental car costs. Auto insurance is not only beneficial, but also mandatory in most states. Here are some reasons why you need auto insurance:

  • It protects you from liability. If you cause an accident that injures someone else or damages their property, you are legally responsible for paying for their medical bills and repairs. Without auto insurance, you could face a lawsuit that could drain your savings or put you in debt. Auto insurance can cover these costs up to your policy limit, saving you from financial ruin.

  • It protects your vehicle. If your car is damaged by a collision, fire, flood, hail, or other event, auto insurance can help you repair or replace it. Depending on your policy, you may have to pay a deductible, which is a fixed amount that you pay before the insurance kicks in. However, this is usually much lower than the full cost of fixing or buying a new car.

  • It protects your passengers. If you or your passengers are injured in an accident, auto insurance can help you pay for medical expenses, lost wages, and pain and suffering. Some policies also include personal injury protection (PIP), which covers these costs regardless of who is at fault for the accident. This can be especially helpful if the other driver is uninsured or underinsured.

  • It protects your peace of mind. Driving without auto insurance can be stressful and risky. You never know when an accident might happen, and you could face serious consequences if you are caught without coverage. You could lose your license, get fined, or even go to jail. With auto insurance, you can drive with confidence and security, knowing that you are prepared for any situation.

  • As you can see, auto insurance is not only a legal requirement, but also a smart investment. It can protect you, your vehicle, your passengers, and your finances from the unexpected. To find the best auto insurance policy for your needs and budget, compare quotes from different providers and choose the one that offers the most coverage at the lowest price.

Car and Auto Insurance

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Our Customer Reviews

Here are a few things our customers have said about us on Google Reviews.

Jarrard Sterling
Jarrard Sterling
May 23, 2024
Was able to get me a great deal and expedited the process to complete my closing
Devin Hodo
Devin Hodo
May 23, 2024
Micah is the best agent you are going to find in the San Antonio area. He is a wealth of knowledge and will work hard to find the right coverage for you.
Fiona Odonnell
Fiona Odonnell
May 22, 2024
Micha has been wonderful and so efficient and helpful!!! 😊😀
yolanda medina
yolanda medina
May 21, 2024
Micah always provides great service and makes the entire process smooth and stress-free!
Hugh Brasher
Hugh Brasher
May 21, 2024
My family and I use Michael Clement’s for all of our insurance needs. He has a wealth of knowledge and is always available when you need him.
Ambrose Williams
Ambrose Williams
May 21, 2024
Micah is great. Always very helpful
Jan Phillips
Jan Phillips
May 20, 2024
Very knowledgeable. Very helpful. Micah know his details.
NoName
NoName
May 20, 2024
Micah has helped me and my family so much!! Great person to talk to and will go the extra mile to help you and save you money